The June Social Security payments are making history. For the first time in over 90 years, the average monthly retirement benefit is projected to exceed $2,000, according to the Social Security Administration (SSA). With over 70 million Americans relying on these payments—including retirees, survivors, and the disabled—this increase marks a major moment for the program.
Why the June Increase Matters?
The bump reflects steady wage growth and annual cost-of-living adjustments (COLAs). In April 2025, the average benefit reached $1,999.97, and June’s payments are expected to officially cross the $2,000 threshold. However, this symbolic victory is shadowed by inflation and flaws in how COLAs are calculated—leaving many seniors with reduced real purchasing power.
June Social Security Payment Schedule
Here is the official June 2025 payment schedule from the SSA:
| Date | Who Gets Paid |
|---|---|
| June 3 | SSI recipients & those on Social Security before May 1997 |
| June 11 | Birthdays between the 1st and 10th |
| June 18 | Birthdays between the 11th and 20th |
| June 25 | Birthdays between the 21st and 31st |
Rising Payments: What You Could Receive
Payment amounts vary by age of retirement and earnings history:
| Retirement Age | Maximum Monthly Benefit (2025) |
|---|---|
| Age 62 | $2,831 |
| Age 67 | $4,018 |
| Age 70 | $5,108 |
Despite these figures, the average monthly benefit for a retired worker is just over $2,000 starting in June.
The Hidden Cost: Shrinking Purchasing Power
While nominal checks are growing, real value is shrinking. According to experts, retirees have lost 20% to 36% of purchasing power in the last two decades. This is largely because the CPI-W, which determines COLAs, doesn’t fully account for retiree expenses like housing and healthcare.
What’s Next?
The SSA will officially confirm the average June payment in its upcoming Monthly Statistical Snapshot. Meanwhile, all eyes are on the 2026 COLA, which is expected to be around 2.3%, with an official update due in October.
Final Thoughts
The June Social Security payments represent a financial milestone but also raise concerns about long-term benefit sustainability and inflation adjustment. Beneficiaries should monitor future updates, consider financial planning tools, and explore whether current benefits are keeping pace with their cost of living.
FAQ’s:
- What’s the average Social Security payment in June 2025?
Just over $2,000—the highest in SSA history. - When are June 2025 payments being issued?
Payments will be made on June 3, 11, 18, and 25 based on eligibility. - Why are payments increasing now?
Due to wage growth and COLA adjustments. - Will the COLA be enough to keep up with inflation?
Experts say it’s not, due to outdated inflation measurement. - What can retirees expect next?
An official update on the June average and the 2026 COLA in the fall.
