On Wednesday, May 28, 2025, the Social Security Administration (SSA) will issue its final round of Social Security payments for the month. This disbursement is part of the SSA’s structured Wednesday payment cycle, which ensures timely and reliable support for millions of Americans.
The May 28 Social Security payments will go to eligible beneficiaries whose birthdays fall between the 21st and 31st of any month, including retirees, SSDI recipients, and those receiving survivor benefits.
Who Will Receive Social Security Payments on May 28?
According to the SSA’s regular schedule, individuals who were born between the 21st and 31st of any month are set to receive their monthly Social Security benefits on May 28. This includes:
- Retirees receiving Social Security Retirement Benefits
- Social Security Disability Insurance (SSDI) recipients
- Survivor benefit recipients
This is the third and final payment of the month, following earlier payments made on May 14 and May 21 for other birthday groups.
SSA May 2025 Payment Schedule
| Birthday Range | Payment Date |
|---|---|
| 1st–10th | May 14, 2025 |
| 11th–20th | May 21, 2025 |
| 21st–31st | May 28, 2025 |
Long-Term Beneficiaries & Exceptions
Not all Social Security beneficiaries follow the Wednesday cycle:
- Recipients who started receiving benefits before May 1997 get their payments on the 3rd of each month, regardless of their birthday.
- Supplemental Security Income (SSI) payments are usually issued on the 1st of the month. However, because June 1 falls on a Sunday, SSI payments will be sent early on Friday, May 30.
This ensures uninterrupted access to funds for all recipients, especially those on tight budgets.
How Much Will Beneficiaries Receive?
Benefit amounts vary based on the type of Social Security program and the recipient’s personal earnings history. Here’s a breakdown of average monthly payments:
| Benefit Type | Average Monthly Payment (2025) |
|---|---|
| Retired Worker | $1,999.97 |
| Maximum Retirement Benefit (age 70) | $5,108 |
| SSDI Recipient | $1,581.88 |
| Survivor Benefits | $1,565.52 |
| SSI Individual | $967 |
| SSI Couple | $1,450 |
| SSI Essential Person | $485 |
These payments help cover essential expenses such as rent, medication, groceries, and utilities — especially for retirees and those living on fixed incomes.
Why This Schedule Matters?
The SSA’s structured payment calendar plays a vital role in helping Americans manage their finances. For over 70 million beneficiaries, knowing exactly when their funds will arrive allows them to:
- Budget monthly expenses
- Schedule important purchases
- Avoid overdraft fees or late bills
This predictable system minimizes confusion and maintains trust between beneficiaries and the SSA.
Quick Facts About Social Security Benefits
- Social Security benefits are adjusted annually for Cost-of-Living Adjustments (COLA).
- The earliest age you can claim retirement benefits is 62, but benefits increase significantly if delayed until age 70.
- The SSA uses your lifetime earnings record to calculate your benefit amount.
Conclusion
If your birthday falls between the 21st and 31st, expect your Social Security payment on Wednesday, May 28, 2025. This final May disbursement reflects the SSA’s commitment to timely payments and financial stability for millions.
For those on SSI, watch for an early payment on Friday, May 30, due to June 1 falling on a weekend. Whether you’re retired, disabled, or receiving survivor benefits, the SSA ensures your funds arrive as scheduled, offering peace of mind and vital financial support.
FAQ’s
Who gets two Social Security checks this month?
SSI recipients may get two checks if the 1st of next month falls on a weekend or holiday.
Will Social Security checks come early because of the holiday?
Yes, payments are sent early if the due date is a holiday or weekend.
Is SSA sending extra money?
No, unless you’re eligible for back pay, COLA, or special benefits.
What day are Social Security checks deposited this month?
May 14, 21, or 28—depending on your birth date.
